Gesa’s Primary Savings Account is the perfect place to park your cash. Use this account for your month-to-month buffer, to build a fund for emergencies, or to save for those big-ticket dreams and purchases. You can also use the account for automatic withdrawals and transfers. Contact a Personal Financial Services Representative at 888.946.4372 for ideas on how to optimize your savings options.

Best Online Banks For High APY Rate Savings Accounts in 2021 Best online savings accounts with highest yield APY rates from top rated U.S. Banks: Capital One 360, USAA, Discover, BBVA, Chase, and Bank of America. The APY rate is 0.50%, which is lower than some of the competing best high-yield savings accounts. Nevertheless, we decided to include Capital One as a valid option given that this rate is still five times the national average, and also considering the size and strength of the bank. A high-yield savings account, also known as a high-interest savings account, is a savings account that earns interest at a higher rate than a traditional savings account. The average savings account interest rate tends to hover around 0.20% APY, but big brick-and-mortar banks often offer interest rates more like 0.01% APY.

Best Apy Savings Account Betterment

Primary Savings Account Rates

Account Type	APY*
Primary Savings	0.05%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 3/1/2021, the last dividend declaration date.

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Notes and Fees

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Dividends on Primary Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. APY accurate as of 3/1/2021. The par value of a share in this account is $5.00. The amount necessary to open the account is also the amount necessary to earn the stated APY. Fees could reduce earnings on the account.